Personal Savings Accounts

Regular Savings

  • Minimum opening balance: $100.00
  • Children under 6 - $25.00 minimum to open
  • Interest paid quarterly
  • Statements quarterly
  • If balance falls below $300 at any time during the month, a $2.00 service charge will be applied monthly. (This fee is waived for children under the age of 15)

Savings Accounts are charged $5.00 per withdrawl after ten (10) withdrawls per month.

 

Elite

  • Minimum opening balance: $1,000.00
  • Interest rate is higher than Regular Savings
  • Interest compounded monthly
  • Interest paid monthly
  • Monthly statements
  • Accounts are charged $5.00 per withdrawl after ten (10) withdrawls per month.
  • If balance falls below $300 at any time during the month, a $2.00 service charge will be applied monthly. (This fee is waived for children under the age of 15) 


Christmas Club

  • Maximum deposit of $500.00 per month
  • Maximum deposit of $6,000 per year
  • Checks issued first week of November
  • Penalty for early withdrawal

Dormant Fee: If no activity for 12 months, fee of $15.00 per year is charged.